About Final Expense Marketing

Final Expense Marketing is a business-to-business vendor: we sell to the people who sell final expense insurance, not to the people who buy it. The catalog has four parts:

• Leads: exclusive, generated on demand for one buyer, or aged, sold in segments by state and age band.
• Live transfers: interest-verified, or pre-vetted with added health and medication questions.
• Preset appointments: a booked meeting, billed as confirmed or kept.
• Services: managed advertising whose funnel, pixels and data you own, and a setter desk that follows up the leads you already have.

We are paid by the buyers, at rate-card prices. We are not an FMO, a carrier or an insurer, so we sell no policies, contract no agents with carriers and make no underwriting decisions. See the full final expense catalog and our managed advertising and setter desk services.

We sell to licensed final expense agents, telesales and face-to-face, and to agencies and call centers. Orders are set up by state, so choose states where you or your agents hold a license.

This site is not for consumers (we do not sell insurance), buyers of other lines such as Medicare, or job seekers: the setter desk is a service agencies hire, not a job listing.

1. Request a quote. Tell us your role, products, licensed states, weekly capacity and budget.
2. Get the rate-card price. Targeting below state level, narrow filters and rush delivery add surcharges, capped at 30% combined.
3. Prepay. All lead packs are prepaid, and ACH payments receive a 2% discount.
4. Receive the order. Fresh exclusive leads and live transfers are generated on demand, not drawn from inventory. Ramp: first leads within days, full volume in 2–4 weeks. Delivery latency: each web lead reaches your CRM seconds after the consumer submits the form. Aged leads deliver immediately on purchase.
5. Claim defects within 72 hours. We replace or credit objective defects, such as a disconnected number; we do not refund cash.

Each product’s billing trigger is explained in how ordering, billing and delivery work.

“Exclusive” and “billable” protect a buyer only when they are defined, so we define ours in writing:

Vet every vendor the same way, us included, and check the consent records, billing rules and credit terms a final expense lead vendor publishes before you pay.

Final Expense Marketing is not affiliated with the business that used finalexpensemarketing.com before us. The Internet Archive’s copies of that business’s website give its address as St. Cloud, Florida, and, as late as December 2024, its name as Final Expense Holdings LLC, doing business as Final Expense Marketing.

We did not buy that business and hold none of its records, so we cannot help with its contracts or commissions. Its history, carriers, staff, reviews and contact details describe that company, not this one.

We sell competing products, so every vendor table on this site follows four rules:

1. A disclosure line above the table says we are one of the vendors compared and links here.
2. Each competitor figure comes from that vendor’s own published page, cited with its URL and the date we saw it.
3. Rows sort by price, lowest first, then by vendor name, with unpriced rows last; our row is never pinned to the top.
4. No table ranks or scores vendors or names a “best” one.

The FTC’s policy statement on comparative advertising (16 CFR 14.15) encourages naming competitors but “requires clarity, and, if necessary, disclosure to avoid deception of the consumer.” That is why the disclosure line comes first. Report a changed figure through the contact page; corrected rows show the new date.